Best Credit Cards for Food Delivery
Overview
The rise of food delivery services like DoorDash, Uber Eats, Grubhub, and Postmates has revolutionized the way we enjoy meals. Whether it’s a quick lunch or a special dinner, these services make it easy to enjoy restaurant-quality food at home. But did you know you could save money and earn rewards while indulging in your favorite dishes? By using the best credit cards for food delivery, you can enjoy cashback, rewards points, and other perks.
Here’s a comprehensive guide by Academic Block to the best credit cards for food delivery, helping you choose one that suits your lifestyle and maximizes savings.
Why Use Credit Cards for Food Delivery?
Using credit cards for food delivery isn’t just about convenience; it’s about making every dollar count. Here’s why it’s a smart choice:
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Cashback Rewards : Many credit cards offer cashback on dining, groceries, and food delivery services.
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Bonus Points : Some cards provide higher points for every dollar spent on dining and delivery.
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Discounts and Deals : Credit card companies often partner with food delivery platforms to offer exclusive discounts.
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Budget Tracking : With detailed statements, you can keep track of your food delivery expenses.
How to Choose the Best Credit Card for Food Delivery
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With so many options, picking the right credit card can feel overwhelming. Here are some tips to help you decide :
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Evaluate Your Spending Habits : Do you order food delivery often, or is it an occasional treat? Choose a card that aligns with how frequently you use delivery services.
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Look for Complimentary Memberships : Cards like the Chase Sapphire Preferred® and American Express® Gold Card offer complimentary memberships to services like DashPass or Uber Eats, which can save you hundreds of dollars annually.
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Consider Fees : While some cards have no annual fee, others charge fees but provide higher rewards or additional perks. Calculate whether the benefits outweigh the cost.
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Check Redemption Flexibility : Choose a card with versatile redemption options, such as cash back, travel points, or statement credits.
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Take Advantage of Welcome Bonuses : Many cards offer lucrative welcome bonuses that can offset initial spending.
Best Credit Cards for Food Delivery
American Express® Gold Card
The American Express® Gold Card is a favorite among foodies and offers incredible rewards for food delivery.
Key Features:
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4X Membership Rewards Points : Earn on dining, including food delivery services.
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Uber Cash Benefits : Receive up to $120 annually ($10 per month) for Uber Eats and Uber rides.
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Dining Credits : Up to $120 in annual dining credits at select restaurants and delivery services.
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Wide Redemption Options : Use points for flights, gift cards, or statement credits.
Who Should Get It?
If you regularly order food delivery and spend on dining or groceries, this card offers unmatched value.
Bank of America® Customized Cash Rewards Credit Card
The Bank of America® Customized Cash Rewards Credit Card is a flexible and rewarding choice for food delivery enthusiasts, offering the ability to tailor your rewards to match your spending habits.
Key Features:
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3% Cash Back in a Category of Your Choice : Includes dining, which covers food delivery services.
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2% Cash Back at Grocery Stores and Wholesale Clubs : Perfect for those who mix food delivery with at-home meal prep.
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1% Unlimited Cash Back : On all other purchases.
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No Annual Fee : Enjoy significant rewards without an added cost.
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$200 Online Cash Rewards Bonus : Earn this after spending $1,000 in purchases in the first 90 days.
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Preferred Rewards Program Boost : Bank of America customers can earn up to 75% more cash back if they qualify for the Preferred Rewards program.
Who Should Get It?
This card is ideal for those who want to customize their cash back rewards and already bank with Bank of America, as the Preferred Rewards program significantly increases earning potential. It’s also a great choice if you enjoy the flexibility to switch your 3% cash back category as your needs change.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is a versatile credit card that’s perfect for food lovers and travelers alike.
Key Features:
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3X Points on Dining : This includes food delivery services like DoorDash and Uber Eats.
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Flexible Redemption Options : Redeem points for travel, cash back, or statement credits through Chase Ultimate Rewards®.
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DoorDash Perks : Complimentary DashPass membership (valued at $96 annually), which gives you $0 delivery fees and reduced service fees.
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Welcome Bonus : Earn a substantial bonus (typically 60,000 points) when you meet the spending threshold.
Who Should Get It?
This card is ideal for frequent food delivery users who also enjoy dining out or travel.
Capital One SavorOne Cash Rewards Credit Card
For cash back lovers, the Capital One SavorOne Cash Rewards Credit Card is a top pick.
Key Features:
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3% Cash Back on Dining and Entertainment : Includes food delivery services.
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No Annual Fee : Enjoy rewards without worrying about additional costs.
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Welcome Bonus : Earn a $200 cash bonus after meeting the initial spending requirements.
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Additional Benefits : No foreign transaction fees for those who travel.
Who Should Get It?
This card is perfect for anyone who wants a straightforward cash back option with no annual fee.
Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card from American Express is an excellent choice for families and individuals who spend heavily on groceries and food delivery.
Key Features:
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6% Cash Back at U.S. Supermarkets : On up to $6,000 per year in purchases (then 1%), which includes meal kits and some delivery services.
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6% Cash Back on Select Streaming Subscriptions : Save on your favorite entertainment platforms.
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3% Cash Back on Transit and U.S. Gas Stations : A great perk for commuters and drivers.
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3% Cash Back on Dining : Includes food delivery services, making it ideal for frequent users.
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1% Cash Back on All Other Purchases : Ensure every dollar counts.
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Welcome Bonus : Earn a $250 statement credit after spending $3,000 in purchases within the first six months.
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Annual Fee : $95 (waived for the first year in some cases).
Who Should Get It?
This card is perfect for families or individuals who want high cash back rates on groceries, food delivery, and streaming services. The combination of high-category rewards makes it a standout option for everyday spending.
Uber Credit Card
The Uber Credit Card is designed with Uber Eats users in mind.
Key Features:
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5% Back on Uber Eats Orders : Earn the highest rewards on every delivery.
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Exclusive Uber Cash : Redeem rewards directly for Uber rides or Uber Eats orders.
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No Annual Fee : Maximize your savings without added costs.
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Additional Perks : Travel and streaming rewards for diversified benefits.
Who Should Get It?
If you’re a loyal Uber Eats user, this card is the ultimate way to maximize savings.
Final Words
Food delivery is more than a convenience; it’s a lifestyle choice for many. By choosing one of the best credit cards for food delivery, you can enjoy your favorite meals while earning cash back, points, and exclusive perks. Whether you prefer flexibility, high cash back, or complimentary memberships, there’s a credit card tailored to your needs. Hope you liked this article by Academic Block, please provide your insightful thoughts to make this article better. Thanks for Reading!
This Article will answer your questions like:
The best credit cards for food delivery typically offer high rewards on dining, groceries, and online food services. Cards like the Chase Sapphire Preferred® Card and American Express® Gold Card provide elevated points on food delivery platforms like Uber Eats, DoorDash, and Grubhub. Many of these cards also offer sign-up bonuses, travel perks, and dining credits that make them excellent choices for frequent food delivery users.
The Chase Sapphire Reserve® card offers a complimentary Uber One membership as part of its benefits. This membership provides free delivery on eligible Uber Eats orders and reduced service fees. It’s a great perk for cardholders who frequently use Uber Eats and other Uber services, saving on delivery fees while earning rewards points for every purchase made with the card.
Yes, the Chase Sapphire Preferred® and Chase Sapphire Reserve® cards offer bonus points for purchases made on platforms like Uber Eats. With the Chase Sapphire Reserve®, you also receive a complimentary Uber One membership, which includes benefits like free deliveries and reduced service fees on eligible Uber Eats orders. Additionally, both cards allow you to earn valuable rewards points on dining and travel, including food delivery services.
Yes, you can use any major credit card to place an order on DoorDash. This includes Visa, MasterCard, American Express, and Discover cards. Many credit cards also offer bonus rewards on dining and food delivery services, which can further enhance the value of your DoorDash purchases. Additionally, some cards provide special perks or partnerships with DoorDash, such as discounted delivery fees or a free DashPass membership for eligible cardholders.
Yes, you can use a credit card to pay for food orders, whether through delivery apps like Uber Eats, DoorDash, and Grubhub or directly at restaurants. Credit cards offer convenience and security for online food ordering, and many cards provide rewards or cashback for dining-related purchases. Certain premium cards also provide exclusive perks like delivery fee discounts or dining credits for food orders made through partnered services.
To qualify for the DoorDash Rewards Mastercard®, you typically need a good to excellent credit score, generally around 670 or higher. Having a strong credit history will increase your chances of approval, although some credit card issuers may consider other factors, such as income and existing debt. The DoorDash credit card offers cashback on DoorDash purchases, making it an excellent choice for frequent users of the platform.
Yes, many of the best credit cards for food delivery offer cashback rewards. Cards like the Chase Freedom Flex® and Discover it® Cash Back provide rotating categories where food delivery services can earn 5% cashback. The American Express® Gold Card also offers 4x Membership Rewards® points at restaurants, including takeout and delivery. These cashback or rewards can help offset food delivery expenses and provide significant value over time.
The American Express® Gold Card is one of the best credit cards for ordering food online, offering 4x points at restaurants, including takeout and delivery. Another great option is the Chase Sapphire Preferred® Card, which offers 2x points on dining and a wide range of benefits. These cards help maximize rewards on food purchases and also provide flexibility in redeeming rewards for travel or statement credits.
Yes, there are no-annual-fee options for ordering food. The Chase Freedom Flex® card, for example, offers 5% cashback in rotating quarterly categories, which often includes food delivery services. The Capital One SavorOne Cash Rewards Credit Card also provides 3% cashback on dining and entertainment with no annual fee, making it an excellent option for food delivery and ordering online.
The Capital One SavorOne Cash Rewards Credit Card stands out as one of the best food delivery credit cards for cashback, offering 3% cashback on dining, including delivery services. The Chase Freedom Flex® also provides a rotating 5% cashback in certain quarters, including food delivery services. These cards allow you to earn valuable rewards on every food delivery purchase, helping you save money in the long term.
To maximize rewards with a food delivery credit card, consider using a card that offers the highest cashback or points in dining and delivery categories, such as the American Express® Gold Card or Chase Sapphire Reserve®. Additionally, look for cards with rotating categories or quarterly bonus offers, such as the Chase Freedom Flex®. Be strategic about using your credit card for all food delivery purchases, and leverage sign-up bonuses to maximize value early on.
The Amex Platinum Card offers up to $240 in annual statement credits for food delivery services like Uber Eats. You get $15 per month, with an extra $20 in December. This benefit applies to qualifying purchases, reducing delivery fees and improving the overall value for cardholders who frequently use delivery apps.
To maximize the Amex Platinum food delivery credit, make sure to use the $15 monthly credit on Uber Eats or other eligible services. Take full advantage of the $20 bonus in December. Regularly check if Uber Eats or any partner offers additional discounts, and use the credit each month to reduce your overall food delivery costs.
The Amex Platinum food delivery credit is automatically activated once you enroll your card with Uber Eats and other qualifying services. No manual activation is required. Just make sure to use your card for eligible purchases to receive the monthly credits directly on your statement.
Yes, several credit cards offer cashback benefits for Grubhub purchases. For example, the Chase Sapphire Reserve® provides 3x points on dining, which includes Grubhub orders. Some cards, like the Capital One SavorOne Cash Rewards card, also provide cashback on dining and food delivery services like Grubhub.
To activate Grubhub credit card benefits, link your credit card to Grubhub or a partner app that offers benefits like free delivery or discounts. Some cards, like the Chase Sapphire Reserve®, automatically apply their perks when used with Grubhub. Review your card’s specific offers and make sure your account is set up correctly for full benefits.
Choose a credit card that offers high rewards for dining or food delivery services. Cards like the Chase Sapphire Reserve® and American Express® Gold Card provide elevated points or cashback on DoorDash orders. Additionally, some cards offer special perks like DashPass memberships, helping you save on delivery fees.
Premium cards like the Chase Sapphire Reserve® and American Express® Platinum Card offer valuable perks for DoorDash. These cards provide 3x points on dining and food delivery services. The Chase Sapphire Reserve® also includes a complimentary DashPass membership for savings on DoorDash orders, making them top choices for frequent users.
With the best credit cards for Grubhub orders, like the **Chase Sapphire Reserve®**, you can earn 3x points on dining, which includes Grubhub purchases. Some cards also provide specific perks such as cashback, travel points, or dining credits that can help reduce food delivery costs or be redeemed for other rewards.
Premium cards like the American Express® Platinum Card and Chase Sapphire Reserve® are excellent choices for Grubhub. These cards offer valuable rewards, including points on dining and food delivery, along with special benefits such as discounts or complimentary subscriptions to delivery services, maximizing your Grubhub savings.